Sunday, August 5, 2012

Fresh Ideas And Tips For Home Improvement Projects

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One thing that a lot of homes seem to be missing is plants. Adding some plants to your living environment can spruce up your home infusing it with some life. Plants are not only a great design element, but make your home decorations seem complete and add a touch of nature to your rooms.

The outside of your home also makes an excellent spot for a home improvement project. Staining your driveway adds a beautiful touch to the front of your residence. Also, look to see if you need to fill any cracks or re-tar the driveway. Sometimes, the front of your home can be forgotten as you make improvements, but these projects can really add a lot to the aesthetic value of your property.

When it comes to home improvement, you may decide to not install a swimming pool. While they are desirable, it will cost you considerable amounts of money in upkeep, and it may prove to be a deterrent to future buyers who do not want the hassle. An exception to this would be at a home where a swimming pool is almost expected, such as in Florida or Arizona.

Instead of purchasing white towels for your bathroom, choose darker colors or patterns. White is a color that picks up everything and needs constant bleaching. You can choose to have your fingertip towels and washcloths to be one color and your actual bath towels to be a different color altogether. It saves a lot of trouble when washing and makes your bathroom appear a lot cleaner and put together.

When it comes to home improvement, consider adding extra insulation to your home to assist with your cooling costs in the summer and heating costs in the winter. This will save you money as well as keep you and your family more comfortable. The two best ways to insulate are to add weather strips to your doors and ensure that your attic is lined.

To add style to your walls without spending a lot of money, hang up family photos. While artwork can be costly, picture frames can be picked up on the cheap. Don?t feel like you have to pay for a professional photoshoot. Even normal photos shot with a digital camera can look very stylish when framed.

Consider a truly ?green? makeover to your landscaping. A popular new trend in landscaping is to make your garden fit the climate and area that you live in. Gone is the need for the perfect green lawn all year round. If you live in a dry climate, consider creating a landscape that are tolerant to drought and you will save money in watering costs and help the environment.

You?d be surprised at how much difference an updated address and nameplate can make on the front porch of your house. Sleek and shining house numbers make your home easier to locate, while a custom-engraved nameplate adds class and distinction. Finally, spend a little bit of cash on an ornamental door knocker, even if you have a doorbell.

Improve the resale value of your home, by remodeling the kitchen. Modern appliances, quality counter-tops and plenty of cabinet space gives the kitchen a better selling point. Families congregate in the kitchen, as it?s one of the most used areas of the home.

Seek out advice before starting on do it yourself projects. There may be important steps you will overlook if you don?t know what you are doing. Although many household jobs can be done yourself, it is always a good idea to ask an expert how to do the job properly.

If lubricant alone doesn?t solve your door squeaking problems, try using wire wool. Simply remove the hinge from the door and dismantle it by removing the pin in the center.. Wipe away any dirt, rust, and any other excess debris with the wool and replace the hinge pin and return the hinge to the door. Then apply lubricant.

Windows and doors make a perfect home improvement project. You can add an indoor window box or change out your old patio doors for French doors. It is often possible to find good deals on these types of materials at the home improvement store. You won?t have to spend a lot of money to make a dramatic change.

Home improvement can be enjoyable and satisfying. If you take your time and apply some of the suggestions above, you will have fun while at the same time you will be adding value to your property. It?s a win-win situation!

Alanna Lanigan shares knowledge about Timber Decking

Source: http://www.article-i.com/uncategorized/fresh-ideas-and-tips-for-home-improvement-projects/

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Saturday, August 4, 2012

FDA clears Regeneron-Sanofi colon cancer drug

NEW YORK (AP) ? The Food and Drug Administration on Friday approved a new colorectal cancer drug developed by French drugmaker Sanofi and Regeneron Pharmaceuticals Inc.

The FDA approved Zaltrap for use in combination with a common chemotherapy regimen called FOLFIRI. The drugs are intended to treat colorectal cancer that has metastasized and which has not responded to other chemotherapy treatments or progressed following treatment.

Zaltrap is designed to limit blood supply to tumors. It was discovered by Tarrytown, N.Y.-based Regeneron and licensed to Sanofi, and the companies will market the drug together in the U.S.

The FDA said colorectal cancer is the fourth-most common type of cancer, and about 143,000 cases are expected to be diagnosed in 2012. The agency said patients who were treated with Zaltrap and chemotherapy in clinical trials had median survival of 13.5 months from the start of treatment, compared to 12 months for patients who were treated with chemotherapy and a placebo.

Patients treated with Zaltrap also lived for 6.9 months before death or disease progression compared to 4.7 months for patients treated with the placebo and chemotherapy.

Shares of Sanofi rose $1.47, or 3.7 percent, to $41.49 in afternoon trading. Regeneron stock picked up 86 cents to $137.33.

Source: http://news.yahoo.com/fda-clears-regeneron-sanofi-colon-cancer-drug-191423707--finance.html

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I love tattoos, especially the beauty of Japanese Kanji Tattoos

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Source: http://www.question2reponse.com/burberry-japanese-kanji-tattoos-article-arts-and-entertainment-tattoos-article/

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CDC issues fair warning about pig flu

ATLANTA (AP) ? It's the season for state and county fairs, and health officials are reminding fairgoers to be careful around pigs because of a new flu spreading from the animals to people.

Officials say 29 human cases of the new strain of swine flu have been confirmed in the U.S. in the last year, most of them children.

Ten of the 12 cases confirmed this week were linked to the Butler County Fair in southwest Ohio, which ended last weekend.

Pigs get the flu, too, and can spread it to people. The Centers for Disease Control and Prevention has been tracking sporadic cases since last year, when the new strain was first seen in people. A concern: the new strain has a gene from the 2009 pandemic strain that might let it spread more easily than pig viruses normally do.

So far, that seems to be the case for pigs to people, but it hasn't been spreading easily from person to person ? which is the greater concern.

It also has not been unusually dangerous. All of the recent cases were mild, as were most of the earlier illnesses.

But even regular flu can be a serious illness, so people should be careful if they're going be around pigs, said Dr. Joseph Bresee, the CDC's chief of influenza epidemiology.

Fairgoers are advised to wash their hands and avoid taking food and drinks into livestock barns. Pregnant women, young children, the elderly and people with weakened immune systems should be particularly careful.

With summer and fall fairs, "we're likely to see additional cases," Bresee told reporters during a teleconference Friday. He said work has begun on a vaccine for the new strain in case it ever becomes more of a threat.

Meanwhile, officials at state fairs in Ohio and Indiana say they'll be watching for any signs of swine flu. The Ohio State Fair sent home two pigs with the flu this week.

Source: http://news.yahoo.com/cdc-issues-fair-warning-pig-flu-171216654.html

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In Syria, mortars kill 15 in Damascus refugee camp

BEIRUT (AP) ? Activists say that in the latest violence in the Syrian capital, mortars have struck a Palestinian refugee camp in Damascus, killing 15 people.

The Britain-based Syrian Observatory for Human Rights said Friday that the Yarmouk camp was hit the previous evening. There were no reports on who had fired the mortars. The attack came amid government operations in the southern outskirts of the city as regime forces hunt down rebel sympathizers.

Also Thursday, the nearby neighborhood of Tadamon was shelled, sending plumes of black smoke into the sky.

Palestinians refugees in Syria have tried to stay out of the 17-month old uprising, but their camp is nestled in an area known for its support for the rebels.

There are nearly 150,000 refugees living in the narrow streets of Yarmouk.

Source: http://news.yahoo.com/syria-mortars-kill-15-damascus-refugee-camp-075944028.html

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Develop Nike Store Your Small Business By Using Website Marketing

2 August 12 ??|?? 11:22 pm ??|?? Category: Gift ideas

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Source: http://blog.flowercottage.com.my/?p=94738

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Friday, August 3, 2012

Knight's future in balance after trading disaster

NEW YORK (Reuters) - Knight Capital Group Inc was fighting for its survival on Thursday after a trading glitch that had roiled markets wiped out $440 million of the firm's capital, forcing it to seek new funding as its shares plunged more than 70 percent in two days.

Some of the company's biggest customers, including TD Ameritrade, the No. 1 U.S. retail brokerage by trading volume, and Fidelity Investments are not routing orders through Knight. Smaller customers also were taking business elsewhere.

The company, one of the largest U.S. market makers, said it is "actively pursuing its strategic and financing alternatives," raising the possibility Knight could be sold or even face bankruptcy.

The troubles at Knight have spooked investors about a potential failure for the firm, which in 2011 was the No. 1 market marker in retail U.S. equity shares traded in NYSE and NASDAQ stocks.

"They have about 48 hours to shore up confidence," said James Koutoulas, chief executive of Typhon Capital Management and lead lawyer for Commodity Customer Coalition, an advocacy group for former customers of MF Global and Peregrine Financial.

The incident and subsequent collapse in the company's stock has cast more doubt on the inner workings of financial markets increasingly driven by electronic trading that regulators and firms are struggling to control.

They include the troubled Facebook IPO in May, the failed IPO of exchange venue BATS Global Markets in March and the Flash Crash in May 2010.

TD Ameritrade, which averaged just over 355,000 trades a day last quarter, is currently not sending orders through Knight as it tests its systems to make sure everything runs smoothly, said Joe Kinahan, chief derivatives strategist at TD Ameritrade.

The company routs about 4.5 percent of its orders through Knight.

"We are monitoring the situation," Kinahan said, adding that as long as Knight remains in good standing with the exchanges, TD Ameritrade will resume sending orders through it.

He said that every client trade that TD Ameritrade sent on Wednesday was filled, because Knight was quick to tell the brokerages to reroute their orders.

Fidelity Investments' brokerage arm on Thursday was not routing customer orders through Knight, according to people familiar with the situation, who also said Fidelity is not having any trouble routing orders as it moves the Knight traffic to other market makers.

Knight is in talks with Silver Lake Partners-backed trading firm Virtu Financial LLC about a possible deal, according to the Wall Street Journal. Knight has approached JPMorgan Chase & Co for financing, according to a report on Fox Business Network. A spokesman for JPMorgan declined to comment. A spokeswoman for Knight Capital also declined comment.

Wednesday's technology breakdown roiled the prices of some 140 stocks listed on the New York Stock Exchange, undermining fragile investor confidence in the stability of U.S. stock markets.

From the opening bell on Wednesday, traders across the market noticed something wrong, which Knight later attributed to software problems that caused little-traded shares to rise sharply, some gaining more than 100 percent within seconds. It took 45 minutes to resolve the problems, again pointing to the inability of individuals to contend with out-of-control computer based trading.

"We're losing the human control in our business," said Joe Anastasio, a founding partner of financial services consulting firm Capco who specializes in stock trading issues. "We've been so focused on automated throughput of orders and high-volume execution with no human intervention that we have lost the human logic factor when things go wrong."

Knight's shares were down 54 percent at $3.09 in afternoon trading after hitting a 13-year-low of $2.97 a share.

A SYSTEMIC RISK FOR MARKETS?

Although Knight opened for trading on Thursday there were questions about how the firm's possible failure might affect the vast network of brokers that rely on it to process orders and whether a failure could cause serious market stress.

"Knight is the one franchise that has built a network of over well over 800 broker-dealers throughout the country," said Chris Nagy, a market structure consultant.

"Many of those 800 broker-dealers, although they have very small amounts of order flow, in aggregate, represent a significant amount of volume. That's the concern, because quite frankly, those firms have no other options."

Knight's daily market-making volume was $19.5 billion in June, down 12 percent from a year ago as overall equity trading volumes have declined.

Street One Financial, a Huntington Valley, Pennsylvania-based firm that executes trades for institutional investors, on Thursday got calls from seven new asset management firms wanting to place trades because they did not want to trade with Knight due to concerns over the firm's viability.

"They have heard the reports that Knight is asking JPMorgan for an emergency loan and they don't want to risk it," said Scott Freeze, chief executive of Street One Financial.

TRADING GLITCH

The U.S. Securities and Exchange Commission and the Financial Industry Regulatory Authority are looking into Knight's trading error, according to William Brodsky, CEO of top U.S. options market CBOE Holdings Inc.

"It's obvious that it appears that there was a technology glitch in the trading algorithm," Brodsky told analysts on Thursday. "All markets have rules to address these types of situations."

While securities regulators are looking into what went wrong on the trading side, the focus from the futures industry is on the estimated $411 million in customer funds that were part of Knight's purchase in May of floundering futures brokerage Penson Financial Services.

Confidence in the futures industry's ability to safeguard customer funds has been shaken after two financially pressed futures brokers in less than a year have been accused of improperly raiding customer accounts for as much as $1.8 billion, despite regulatory oversight.

Speaking on Bloomberg Television Thursday morning, Knight Capital Chief Executive Officer Tom Joyce said the firm had "excess capital right now." On Tuesday night, it had put in new software that had a bug, he said.

The firm said it was in compliance with capital requirements, and Financial Industry Regulatory Authority, which oversees broker-dealers, confirmed Knight was in compliance.

"This issue was related to Knight's installation of trading software and resulted in Knight sending numerous erroneous orders in NYSE-listed securities into the market," Knight said. "This software has been removed from the company's systems."

On July 18, Knight reported second-quarter earnings of $3.3 million, down 81 percent from a year earlier after recording a $35.4 million pretax trading loss from the Facebook initial public offering. The company has not yet filed its second-quarter report with regulators.

Longview Capital Management, LLC, a Wilmington, Delaware-based registered investment adviser with $200 million in assets under management, is holding off from trading with Knight until "it gets its act together and tell us where they stand," said Christian Wagner, chief executive and chief investment officer of the firm.

"They are simply out of rotation right now until we are satisfied that they are back on their feet."

(Additional reporting by Jed Horowitz, Angela Moon, Jessica Toonkel, Chuck Mikolajczak, Lauren LaCapra, Sam Forgione, John McCrank, and David Henry in New York, Tim McLaughlin in Boston and Ann Saphir in Chicago; Editing by David Gaffen, James Dalgleish, Lisa Von Ahn and Kenneth Barry)

Source: http://news.yahoo.com/knight-seeks-financing-440-million-trading-loss-124602408--finance.html

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