Monday, April 1, 2013

Info Product Creation Tips | Internet Marketing Software, Tips And ...

Saturday, March 30th, 2013 at 3:30 pm ?

So you want to get into information product creation, good on you! So how the heck do you go about it? Fortunately It?s not quite as hard as you might imagine and believe me opportunity is everywhere! Every time that you spend money think of it as a way of making more money.

If you go to a conference network with people, maybe when you?re speaking to these people you will learn something that will in turn benefit others. Whatever you do look for opportunity, think of every time that you spend money as an opportunity to make more money. There is a product to be made from every experience, if you have learned something then you can share that information with other people and they will willingly pay you for it. Knowledge and experience are in invaluable asset. I?m a lover of automation and am always looking for ways to make my life easier and what benefits me will help other people too. You need to get into this mindset, there is a product to be made from every experience.

Look for opportunities on forums

Explore forums within your niche, do searches for terms like ?How do I?? and ?How to? you can make these searches broad or you can incorporate a specific keyword.

Try typing the following query into Google ?site:warriorforum.com ?How do I?+ list building. These kind of queries we?ll give you a basic foundation for research. Use the information you find to create products, it really doesn?t get much easier. I Have made tools specifically for this purpose just check out?Forum Renegade?and?Niche Generator. With these tools I have automated search process, it makes my life easier as it will yours.

Expert interviews

I know several people online are making really good money by interviewing experts, either in video format or on skype. I saw one guy at a recent marketing event who had turned up with a video camera and tripod, all set to interview the speakers at the event. The event cost him several hundred dollars to go to, but when he left he had to content that would pay him back the amount he had spent many times over.?This is an easy way to create content.

Video

You can use video to re-purpose content on the Internet, say for example articles from article directories. Start doing some research and compile some good information from articles and turn the content into video, a presentation perhaps where you take the viewer through strategies teaching them step-by-step. Show people ?how to do what they want to do? and you will make money.

PDF?s

The easiest way to do this would be to take a collection of articles from an article directory and just paste them into your report, (including the author details). Maybe you can add value by adding to the content and giving your take on things. This would be an excellent avenue for enticing people to sign up to a mailing list and you can do this so easily, all you need is an office suite like ?Open Office? and you can export the documents in PDF format.

Software

This is a personal favourite of mine and has enabled me to quit the rat race, although It?s not for everybody, as it takes quite a bit of technical know-how. However, you can easily to create your own software products using a development suite like Ubot Studio,

When I started I was using a free program called autohotkey?to develop software, I generated enough money with this free program (and I?m not a programmer) to enable me to purchase the developer license of Ubot studio and since purchasing the development suite my software has generated several hundred thousand dollars in revenue.

At the end of the day though the one thing that is going to make you money is ?FOCUS?, if you can?t stay focused on one project and see it through to completion,then you aren?t going to get anywhere. It?s a sad fact of life, but it?s true. I build and recommend products that make my life easier and the lives of my buyers, but if people don?t use them the way they were meant to be used, or they lose interest and jump onto the next ?big thing? then they will just stay stuck and will never progress.

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Tagged with: info product creation ? information product creation

Filed under: affiliate marketing ? Internet And Businesses Online ? internet marketing ? Marketing ? Niche Marketing

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Source: http://stealthymarketer.co.uk/info-product-creation-tips/

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Sunday, March 31, 2013

Big depositors in Cyprus could lose up to 60 percent of savings

By Karolina Tagaris, Reuters

Major depositors in Cyprus's biggest bank will lose around 60 percent of savings over 100,000 euros, its central bank confirmed on Saturday, sharpening the terms of a bailout that has shaken European banks and saved the island from bankruptcy.

Initial signs that big depositors in Bank of Cyprus would take a hit of 30 to 40 percent - the first time the euro zone has made bank customers contribute to a bailout - had already unnerved investors in European lenders this week.

But the official decree published on Saturday confirmed a Reuters report a day earlier that the bank would give depositors shares worth just 37.5 percent of savings over 100,000 euros. The rest of such holdings might never be paid back.


The toughening of the terms will send a clear signal that the bailout means the end of Cyprus as a hub for offshore finance and could accelerate economic decline on the island and bring steeper job losses.

Banks reopened to relative calm on Thursday after an almost two-week shutdown and the imposition of capital controls. The streets of Nicosia were calm on Saturday, filled with crowds relaxing in its cafes and bars.

There is no sign for now that ordinary customers in other struggling euro zone countries like Greece, Italy or Spain are taking fright at the precedent set by the bailout.

"Cyprus is and will remain a special one-off case," German Finance Minister Wolfgang Schaeuble, one of the architects of the euro zone's response to a debt crisis now in its fourth year, told German mass-selling daily Bild.

"The savings accounts in Europe are safe."

European officials have worked hard this week to stress that the island's bailout was a unique case - after a suggestion by Eurogroup chairman Jeroen Dijsselbloem that the rescue would serve as a model for future crises rattled European financial markets.

"Together in the Eurogroup we decided to have the owners and creditors take part in the costs of the rescue - in other words those who helped cause the crisis," said Schaeuble.

"Cyprus's economy will now go through a long and painful period of adjustment. But then it will pay back the loan when it is on a solid economic foundation."

Cypriot President Nicos Anastasiades said on Friday that the 10-billion euro ($13 billion) bailout had contained the risk of national bankruptcy and would prevent it from leaving the euro.

Cypriots, however, are angry at the price attached to the rescue - the winding down of the island's second-largest bank, Cyprus Popular Bank, also known as Laiki, and an unprecedented raid on deposits over 100,000 euros.

Etyk, a bank worker's union, called a rally outside parliament for Thursday to protest against potential job cuts and a hit on their pension funds.

Copyright 2013 Thomson Reuters. Click for restrictions.

Source: http://feeds.nbcnews.com/c/35002/f/653387/s/2a2bfd92/l/0Lworldnews0Bnbcnews0N0C0Inews0C20A130C0A30C30A0C175340A980Ebig0Edepositors0Ein0Ecyprus0Ecould0Elose0Eup0Eto0E60A0Epercent0Eof0Esavings0Dlite/story01.htm

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The South: A near-solid block against 'Obamacare'

ATLANTA (AP) ? As more Republicans give in to President Barack Obama's health-care overhaul, an opposition bloc remains across the South, including from governors who lead some of the nation's poorest and unhealthiest states.

"Not in South Carolina," Gov. Nikki Haley declared at the recent Conservative Political Action Conference. "We will not expand Medicaid on President Obama's watch. We will not expand Medicaid ever."

Widening Medicaid insurance rolls, a joint federal-state program for low-income Americans, is an anchor of the law Obama signed in 2010. But states get to decide whether to take the deal, and from Virginia to Texas ? a region encompassing the old Confederacy and Civil War border states ? Florida's Rick Scott is the only Republican governor to endorse expansion, and he faces opposition from his GOP colleagues in the legislature. Tennessee's Bill Haslam, the Deep South's last governor to take a side, added his name to the opposition on Wednesday.

Haley offers the common explanation, saying expansion will "bust our budgets." But the policy reality is more complicated. The hospital industry and other advocacy groups continue to tell GOP governors that expansion would be a good arrangement, and there are signs that some Republicans are trying to find ways to expand insurance coverage under the law.

Haslam told Tennessee lawmakers that he'd rather use any new money to subsidize private insurance. That's actually the approach of another anchor of Obama's law: insurance exchanges where Americans can buy private policies with premium subsidies from taxpayers.

Yet for now, governors' rejection of Medicaid expansion will leave large swaths of Americans without coverage because they make too much money to qualify for Medicaid as it exists but not enough to get the subsidies to buy insurance in the exchanges. Many public health studies show that the same population suffers from higher-than-average rates of obesity, smoking and diabetes ? variables that yield bad health outcomes and expensive hospital care.

"Many of the citizens who would benefit the most from this live in the reddest of states with the most intense opposition," said Drew Altman, president of the non-partisan Kaiser Family Foundation.

So why are these states holding out? The short-term calculus seems heavily influenced by politics.

Haley, Haslam, Nathan Deal of Georgia and Robert Bentley of Alabama face re-election next year. Mississippi Gov. Phil Bryant is up for re-election in 2015. Louisiana Gov. Bobby Jindal is term-limited at home but may seek the presidency in 2016. While they all govern GOP-leaning states, they still must safeguard their support among Republican voters who dislike large-scale federal initiatives in general and distrust Obama in particular. Florida's Scott, the South's GOP exception on expansion, faces a different dynamic. He won just 49 percent of the vote in 2010 and must face an electorate that twice supported Obama.

A South Carolina legislator put it bluntly earlier this year. State Rep. Kris Crawford told a business journal that he supports expansion, but said electoral math is the trump card. "It is good politics to oppose the black guy in the White House right now, especially for the Republican Party," he said.

Whit Ayers, a leading Republican pollster, was more measured, but offered the same bottom line. "This law remains toxic among Republican primary voters," he told The Associated Press.

At the Tennessee Hospital Association, president Craig Becker has spent months trying to break through that barrier as he travels to civic and business groups across Tennessee. "It's really hard for some of them to separate something that has the name 'Obamacare' on it from what's going to be best for the state," he said, explaining that personality driven politics are easier to understand than the complicated way that the U.S. pays for health care.

Medicaid is financed mostly by Congress, though states have to put in their own money to qualify for the cash from Washington. The federal amount is determined by a state's per-capita income, with poorer states getting more help. On average in 2012, the feds paid 57 cents of every Medicaid dollar. It was 74 cents in Mississippi, 71 in Kentucky, 70 in Arkansas and South Carolina, 68 in Alabama. Those numbers would be even higher counting bonuses from Obama's 2009 stimulus bill.

Obama's law mandated that states open Medicaid to everyone with household income up to 138 percent of the federal poverty rate ? $15,420 a year for an individual or $31,812 for a family of four. The federal government would cover all costs of new Medicaid patients from 2014 to 2016 and pick up most of the price tag after that, requiring states to pay up to 10 percent. The existing Medicaid population would continue under the old formula. In its ruling on the law, the Supreme Court left the details alone, but declared that states could choose whether to expand.

Hospital and physician lobbying groups around the country have endorsed a bigger Medicaid program. Becker said he explains on his road show that the Obama law paired Medicaid growth with cuts to payments to hospitals for treating the uninsured. Just as they do with Medicaid insurance, states already must contribute their own money in order to get federal help with those so-called "uncompensated care" payments.

The idea was instead of paying hospitals directly, states and Congress could spend that money on Medicaid and have those new beneficiaries ? who now drive costs with preventable hospital admissions and expensive emergency room visits ? use the primary care system. But the Supreme Court ruling creates a scenario where hospitals can lose existing revenue with getting the replacement cash Congress intended, all while still having to treat the uninsured patients who can't get coverage.

Becker said that explanation has gotten local chambers of commerce across Tennessee to endorse expansion. "These are rock-ribbed Republicans," he said. "But they all scratch their heads and say, 'Well, if that's the case, then of course we do this.'"

In Louisiana, Jindal's health care agency quietly released an analysis saying the changes could actually save money over time. But the Republican Governors Association chairman is steadfast in his opposition. In Georgia, Deal answers pressure from his state's hospital association with skepticism about projected "uncompensated care" savings and Congress' pledge to finance 90 percent of the new Medicaid costs.

Altman, the Kaiser foundation leader, predicted that opposition will wane over time.

Arkansas Republicans, who oppose Democratic Gov. Mike Beebe's call for expansion, have floated the same idea as Haslam: pushing would-be Medicaid recipients into the insurance exchanges. Jindal, using his RGA post, has pushed the Obama administration to give states more "flexibility" in how to run Medicaid.

Deal convinced Georgia lawmakers this year to let an appointed state board set a hospital industry tax to generate some of the state money that supports Medicaid. That fee ? which 49 states use in some way ? is the same tool that Arizona Gov. Jan Brewer is using to cover her state's Medicaid expansion. Georgia Democrats and some hospital executives have quietly mused that Deal is leaving himself an option to widen Medicaid in his expected term.

"These guys are looking for ways to do this while still saying they are against 'Obamacare,'" Altman said. "As time goes by, we'll see this law acquire a more bipartisan complexion."

-----

Follow Barrow on Twitter (at)BillBarrowAP.

Source: http://news.yahoo.com/south-near-solid-block-against-obamacare-191744666.html

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Ryan Gosling Reveals Director's 'Place Beyond The Pines' Challenge

Director Derek Cianfrance felt inspired by police show 'COPS' and challenged himself to its one-shot takes, the actor tells MTV News.
By Driadonna Roland, with reporting by Josh Horowitz


Ryan Gosling
Photo: MTV News

Source: http://www.mtv.com/news/articles/1704651/ryan-gosling-place-beyond-the-pines.jhtml

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Little Cyprus thumbs its nose at EU 'bullies'

NICOSIA, Cyprus (AP) ? The moment word broke that Cypriot lawmakers in Parliament had voted down a bailout deal that would have raided everyone's savings to prop up a collapsing banking sector, a huge cheer rose up from hundreds of demonstrators gathered outside that echoed through the building's corridors.

Many relished it as a kind of David-against-Goliath moment ? a country of barely a million people standing up to the will of Europe's behemoths who wanted it to swallow a very bitter pill to fix its broken-down economy.

"Shame on Europe for trying to snatch people's savings. It's a mistaken decision that will have repercussions on other economies and banking systems," said protester Panayiotis Violettis. "People have stopped trusting the EU which should be our protector."

Fighting back is not a new experience for Cypriots. From the 1950s guerrilla war against British rule to Greek Cypriots' defiant refusal in 2004 to accept a U.N.-backed peace plan to reunite the island, they are used to holding their own against big opponents.

Just as quickly as Cyprus' euro area partners decided that a deposit grab was the only way out, so Cypriots decided their tiny island was ground zero in Europe's new financial scorched earth policy and that it had to be resisted at all costs.

"Better die on your feet than live on your knees," one placard among the throngs of protesters read. Another said: "It starts with us, it ends with you" as a warning to other Europeans that their savings were no longer safe.

Politicians seized on the public mood. "This is another form of colonization," Greens lawmaker Giorgos Perdikis spouted in Parliament. "We won't allow passage of something that essentially subjugates the Cypriot people for many, many generations.

"Unfortunately, instead of support and solidarity, our partners offered blackmail and bitterness," said Parliamentary Speaker Yiannakis Omirou. The indignant leader of the country's Orthodox Christian Church, Archbishop Chrysostomos II, added: "This isn't the Europe that we believed in when we joined. We believed we would receive some kind of help, some support."

The country's foreign minister, Ioannis Kasoulides, even acknowledged that Cypriot negotiators had contemplated exiting the euro instead of accepting their euro area partners' terms.

In the end, Cyprus accepted a deal that would safeguard small savers but where depositors with more than 100,000 euros in the country's two most troubled banks would lose a big chunk of their money.

Nonetheless, Europe was stunned at the sheer brazenness. How could a pipsqueak country on Europe's fringes thumb its nose to continental juggernauts Germany and France and dare to turn down a deal meant to save it from economic chaos?

It's not the first time the country has pushed back in defiance, even against what many would consider as insurmountable odds. The island's majority Greek Cypriots fought former colonial ruler Britain to a draw in a four-year guerrilla campaign in the 1950s that aimed for union with Greece. That conflict ended in the country's independence in 1960.

Just 14 years later, a Turkish invasion prompted by an abortive coup by supporters of union with Greece resulted in the island's division into an internationally recognized, Greek-speaking south and a breakaway, Turkish-speaking north.

The invasion and its fallout remains an existential matter in the minds of Cypriots and it still informs many of the political and economic decisions the country and its people make.

"Greek Cypriots lost nearly everything during the 1974 invasion," said University of Cyprus History Professor Petros Papapolyviou. "So they reason, what else do we have to lose? Why accept another injustice?"

In 2004, Greek Cypriots again defied international expectations when they voted down a United Nations-backed reunification plan they believed was unfairly weighted against them.

A few days later, the island joined the European Union and some EU leaders were left fuming at what they saw as Greek Cypriot deceit for promising to sign up to a peace deal in exchange for EU membership.

Nearly a decade later and European acrimony at the Cypriot "no" hasn't entirely dissipated. German Finance Minister Wolfgang Schaueble told the Sunday edition of German newspaper Welt am Sonntag that "Cyprus was admitted to the EU in hopes that the plan of then-U.N. Secretary General Kofi Annan to overcome the (island's) divide would be honored."

"I interpret (that) as indicating a sense of vindictiveness rather than rational, result-oriented thinking." said University of Cyprus Associate Professor Yiannis Papadakis.

Were the tough bailout terms some sort of belated punishment? Whether that's true or not, such notions only feed a Cypriot proclivity for conspiracy theories. As in other small, insular societies, threats ? real or imagined ? sharpen a sense of collective victimhood.

Papadakis said Cypriots see their political culture as underpinned by personal relationships. Hence their reference to "friends" instead of "allies," which implies a more pragmatic relationship.

"That's why Greek Cypriots often complain of a 'betrayal from our friends'," he said. But it's wrong for the EU to foist all the blame on Cypriots when things go awry, Papadakis added.

"I believe that the rest of the EU has made a large share of mistakes during this arduous process."

Source: http://news.yahoo.com/little-cyprus-thumbs-nose-eu-bullies-072709891--finance.html

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Business, labor resolve dispute on immigration bill (cbsnews)

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Business, Labor Reach Deal on Guest Worker Program (ABC News)

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