If you?re filing for bankruptcy, then you probably already know you?ll have to go through credit counseling.? It?s surprising how many people dread the thought of going through credit counseling.? In actuality, credit counseling is a wonderful opportunity!? We even recommend it to people who are struggling with money, but may not be to the point of bankruptcy.
A good credit counseling service will teach you many things, from how to use credit responsibly to how to create a good budget.? However, the best part of counseling is the opportunity to ask a financial professional your burning questions about all things financial!
Value this opportunity as the unique chance that it is.? Before you go to your first credit counseling session, think about what questions you might have that can benefit your financial future.? If you?ve never been sure about how interest rates are determined, now?s your chance to ask someone who?s accustomed to explaining difficult financial concepts in everyday terms.? If the acronym APY has you confused, your credit counseling service can set you straight!
Aside from getting rid of all your debts, credit counseling is the highlight of filing for bankruptcy.? However, even if you aren?t filing for bankruptcy, you might want to seek out the services of a professional counselor.
Source: http://www.ciminobenham.com/blog/credit-counseling/credit-counseling-a-wonderful-opportunity/
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